Mossy Ford
4570 Mission Bay DrSan Diego,CA92109Sales: 888-480-3637
- Service: 888-484-4936
- Parts: 888-283-5485
San Diego Car Loans - Mossy Ford
At Mossy Ford, we make getting a great rate on a San Diego Car Loan easier than ever! Our new and used Ford dealership has all the tools, information and expertise to get you started today! We'll get you into that new Ford or used car you've always dreamed of owning, even if you have bad or no credit! This is because we work with multiple lenders across the state to ensure only the best rates for our customers.Try our loan calculator! It'll show you an estimated monthly payment based on your annual percentage rate, down payment, vehicle trade in and purchase price of your new vehicle. We can also find Ford cars, trucks and SUVs that fit into your budget from our San Diego inventory in a single click!
Financing Navigation
Contact Information
- Mossy Ford
-
4570 Mission Bay Dr
San Diego, CA 92109 -
- workSales:
- 888-480-3637
- serviceService:
- 888-484-4936
- partsParts:
- 888-283-5485
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.